Quick Overview
If you can't afford it, you probably shouldn't buy it. Don't set yourself up for financial ruin.
Extended Overview
When children are learning to walk or ride a bike, they don't give up just because they fail and fall over. They are eager to keep trying and each failure gives them feedback about how to do it better next time. As an adult, we often react to failure with fear and tell ourselves that we should give up. Try to be more like a child who learns from mistakes and keeps trying until they master something new.
Career Overview
It's work smarter, not harder. Some people misinterpret this as working smarter and harder. Don't do both.
